

Malavika R is a data science and strategy professional from India with experience in fraud risk analytics across the lending and global payments industries. Her work focuses on leveraging data-driven insights to address business challenges and improve decision-making. She is particularly interested in the intersection of AI, finance, and economic development. Beyond her professional pursuits, Malavika enjoys travelling and exploring diverse cultures. She is passionate about applying analytical thinking and cross-cultural perspectives to create meaningful impact for real-world challenges.

Abstract Why do more than 70% of small businesses in Kenya fail within their first three years? It is not due to the lack of capable businesses but the difficulty…




