Junjie Guan is a top-performing Bachelor of Economics student at HIT, majoring in Finance, with a GPA of 3.95/4.0 and ranking among the top 3% of her program. She has gained practical simulation experience through projects with J.P. Morgan in M&A valuation and Goldman Sachs in operations analysis. Junjie has also led and contributed to international research initiatives, including an AI-driven credit risk prediction model in collaboration with Wharton and a dynamic ESG assessment framework with HKUST, both of which resulted in first-author publications at international conferences. Fluent in English and proficient in Python, machine learning, and financial modeling, she combines strong quantitative skills with a proven ability to translate academic insight into real-world fintech and risk management applications.
Abstract This study investigates the emergence and impact of digital insurtech in addressing critical protection gaps faced by Ghanaian micro, […]
